The 30-year fixed just hit 7.40%, but Orange County sellers are cutting prices and offering concessions. Here's how buyers and agents can use rate buydowns and seller credits to lower the payment this fall.

Buying a home in Orange County? Learn how to strengthen your offer without raising the price using a stronger preapproval, flexible terms, and smart financing strategies.

Getting ready to buy in Orange County? Follow these seven steps to get your financing organized before you tour homes, from preapproval to choosing a loan officer you can reach.